National health care reform ?? scheduled t? ?t?rt offering benefits through state insurance exchanges ?n 24 months. Th? insurance exchanges th?t ?r? being set up ?n each state w?ll act ?? a marketplace f?r health benefits ?nd w?ll initially b? offered t? individuals, small employers ?nd th? uninsured. Th? way things ?r? now defined, ?nl? certified health plans ?nd stand-lonely dental plans ?
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